In New Jersey, workers' compensation covers medical benefits, temporary total benefits and permanent and partial benefits. If a worker dies while on the job as a result of their employment, then workers' compensation also provides benefits to the workers' family.
Does it matter who's at fault for an accident? No. An employee who gets hurt at work receives benefits no matter who was at fault. The benefits do restrict the worker's right to a civil action lawsuit, however, so he won't be able to seek pain and suffering against the employer if he takes workers' compensation. Intentional acts that put the employee at risk are not included in that rule. For instance, if your employer pushes you down a flight of stairs, you would be entitled to a civil lawsuit and compensation through workers' compensation.