What happens if your employer has failed to get the workers' compensation coverage he or she was meant to have on hand in case an employee was injured? You may think you're going to need to sue your employer, but there may be other options to get the money you need.
For instance, did you know there is an office that works with situations like this in New Jersey? Aptly named the Office of Special Compensation Funds, the office enforces laws requiring employers to carry insurance coverage at the workplace. If the employer doesn't have the insurance, this office works to make sure he or she gets it.