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Temporary disability vs. workers' compensation

When you get hurt at work and are disabled in some way, you may be entitled to compensation in the form of workers' compensation. If your injury was work-related but you're unable to get workers' compensation for some reason, then you might be able to pursue temporary disability instead. You may wish to file the documents associated with your case as soon as possible, but it's important to remember that these documents must be filled out accurately or else the payments could be delayed or denied. Your attorney can help you make sure you complete them accurately.

What is temporary disability?

Under the laws of the state, if you are unable to work due to injuries that aren't caused by your job, then you can file for payments and benefits through the Temporary Disability Benefits Law.

Should I seek temporary disability?

If you're hurt at work, temporary disability payments may not be for you. If you can access workers' compensation payments, then that's the route you should take to be compensated for your injury. However, if you are denied those benefits and are unable to work, you may be able to seek temporary disability payments instead. For example, if you are driving to work and get in a car accident, you may not be entitled to workers' compensation. However, you would potentially be able to qualify for temporary, and even permanent, disability payments.

How can I prove my disability?

Normally, you'll need to prove your disability with medical documentation. Your doctor can provide that information along with information on why you can't work or are unable to be trained to do different jobs in your disabled state.

Source: State of New Jersey Department of Labor and Workforce Development, "Temporary Disability," accessed Jan. 28, 2016

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